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Let’s admit – it might be less painful to have a root canal than wade through a dental insurance decision!

For those who get insurance through an employer, it’s open enrollment time. You’re being handed the health insurance menu of options. For those who purchase your own insurance – you have more options, but fewer good ones. 


Americans are GREAT consumers…arguably the best in the world!  In 2011, we spent almost 18% of the gross domestic product on health care – more than any other nation in the world! Then why are we SO bad at understanding our health care spending?


OK, so some big stuff is going down with Obamacare that WILL affect you.  If you’re like me, you have a hard time caring about super complicated government bills that may or may not happen or affect you.  However, Joel Ray, CEO of a 100-employee specialty healthcare company, has this to say:  “Regardless of one's political beliefs, our country is about to undergo a generational change in the delivery of healthcare to the American people.“  


Do you have your mom on speed dial for those moments when you realize you don’t know it all?  I’m often amazed by my mom’s ability to do such a great job balancing work, church, family, sports, friends and yes, even my dad. There is no owner’s manual for kids - it’s all a judgment call. So, why not call someone with good judgment who raised six, my mom!  

Before we get into the 5 tips that helped her raise our family, her first advice is this: Love and do all things out of love for your children!

1. Patience is not just a virtue!  


According to the US Center for Disease Control, insufficient sleep is a public health epidemic!  Yikes!  If you’re like me, you don’t give much thought to it (except when the 5am wake-up call comes!).  Most of the time, I consider it nothing more than an on-off switch - like the ones on our smart phones - that the body flips when it needs to take a break from our over-scheduled lives.


Do you post comments on articles?  Last week, the #1 read and shared Wall Street Journal article generated 985 comments (and counting…). It happened to be about a subject that I’ve been watching (curiously) for more than three years.  “Why the Doctor Can’t See You” discussed the growth of concierge medicine.


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