An Advocacy service is NOT health insurance and is not a replacement for healthcare coverage. Rather, the service is designed to help members more easily navigate the healthcare and insurance systems through working one-on-one with their Advocate. The goal of this service is to maximize your healthcare experience without the typical hassles and frustrations.
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Advocacy
Your friend in the insurance industry!
How much will your medical procedure cost? Where can you find a quality provider? Were you billed correctly? Call your personal Advocate to get answers to these questions, negotiate bills on your behalf and more.
Overview
Healthcare is confusing, medical costs are rising, and finding the right care for you and your family can be frustrating and time consuming. Your Advocate will simplify your healthcare experience and help you take control of healthcare costs.
These services are separate from your health plan, so you can have confidence that referrals, bill negotiations and overall guidance are not influenced by outside factors.
Use your Advocacy service to help you…
Clarify benefits
Answer questions about tests, treatments and medications
Coordinate care among multiple providers
Assist with eldercare and related healthcare issues
Arrange second opinions
Transfer medical records
Find options for non-covered services
Provide information about generic drug options
Untangle medical bills and insurance claims
Work to negotiate discounts on your behalf, no matter your benefit status
FAQ
What’s the difference between health insurance coverage and Advocacy services?
How does this benefit save me money?
Your expert Advocate will identify any billing and claims processing errors, which could reduce your out-of-pocket expenses. Advocates can also help find lower-cost prescription options, locate in-network providers and negotiate provider charges.
How do I use this benefit?
Whether you’re confused by your health insurance, need help finding a specialist or transferring your medical records, This service cuts through the red tape. Log in to your member app or portal and click the Advocacy icon, or call the number on the back of your membership card to speak with a representative.
We want to hear from you!
Need more info? Tell us about you and we’ll be in touch!
We're sorry to say the freshbenies card is not available for individual sale to VT & WA residents. Other state restrictions may apply :-(
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DISCLOSURES
This discount card program is NOT insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. For a complete list of disclosures, please click here. | Limitations, Exclusions and Exceptions | Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.
*Based on a monthly online consumer survey (n=3,436) conducted for LifeLock by MSI International, Apr 2017 – Sept 2017.